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Nicholas Garofalo
Nicholas Garofalo

Tail Coverage for Surgeons – What You Need to Know

As a surgeon, ensuring continued malpractice protection even after leaving a job, retiring, or switching insurers is crucial. This is where tail coverage for surgeons comes in. Without it, you could be left financially vulnerable to malpractice claims filed after your original policy ends.




Why Tail Coverage Is Essential for Surgeons

  • Extends Protection – Covers claims made after your claims-made policy expires.

  • Avoids Gaps in Coverage – Protects against lawsuits related to past procedures.

  • Required for Job Transitions – Many hospitals and employers mandate tail coverage when changing positions.

  • Cost Considerations – Standard tail coverage can cost up to 200% of your expiring premium, but more affordable options exist.

How to Find Affordable Tail Coverage for Surgeons

  • Compare Stand-Alone Policies – You are not limited to your current insurer’s tail coverage.

  • Look for A-Rated Carriers – Ensure financial strength and reliability.

  • Work With Experts – Specialized agents can help you find policies 10%-35% lower than standard tail quotes.


At PLI Consultants, we specialize in stand-alone tail coverage that provides surgeons with cost-effective, high-quality protection. Our network of licensed agents sources competitive quotes to help you save without compromising coverage.


Need help finding tail coverage for surgeons? Contact us today for a tailored quote.

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Céline Héloïse Larcade, Laure Molina, Nawal Touil, Nicolas T...

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